Should I Insure My Home Based Business?
Posted: February 8, 2023
A home-based business is any business with its primary office located in the owner’s home, regardless of type or size. Many well known companies began as home-based, including Apple, Baskin-Robbins, Hallmark, and Purex, as stated by Entrepreneur. With so much that can be done online, operating virtually from home is more feasible than ever today. A business operated from the comfort of your home is...
Baby on Board: Insurance Checkup for New Parents
Posted: February 8, 2023
If you’re about to enter the realm of parenthood, one thing’s for certain: everything in life is about to change.You’ll trade late nights out for sleepless nights in. You’ll master new skills – like changing diapers and soothing a newborn. And most importantly, you’ll have the responsibility of caring for a new member of your family.Having your first child is a huge milestone. And like...
Should I have an Emergency Fund Along with Life Insurance?
Posted: February 7, 2023
Life insurance can help protect your loved ones financially in case of your death. If you have a whole life or universal life insurance policy, you may be able to access accumulated cash value for emergency funds during your lifetime. Even so, it is a good idea to have an emergency fund in addition to life insurance. You never know when the unexpected will happen....
Top Three Reasons Why People Buy Life Insurance
Posted: February 3, 2023
Before you get life insurance coverage, you should understand why you need it. While there are many reasons to buy life insurance, the most common reasons include:Final expenses: Final expenses refer to any expenses related to someone’s passing. This can include a casket, funeral, preparations, memorial service, cremation and more. Life insurance for final expenses is worth considering—after all, the National Funeral Directors Association reports that the median price...
Black History Month
Posted: February 1, 2023
February is Black History Month, officially designated as such by every U.S. President since 1976. It is a time for recognizing the significant role African Americans have played in U.S. history and celebrating their achievements. Various organizations join in paying tribute to the generations of African Americans who have struggled to achieve full citizenship and recognition in the culture. These organizations include: National Endowment for...